SkyFini

Effective April 24, 2026

Privacy Policy

SkyFini Inc. is committed to protecting your privacy and safeguarding your personal information.

1. Introduction

SkyFini Inc. (“SkyFini”, “we”, “us”, or “our”) is committed to protecting your privacy and safeguarding your personal information.

This Privacy Policy explains how we collect, use, disclose, and protect personal information when you access or use our website, platform, and services (the “Services”).

SkyFini operates as an advisory and infrastructure support provider and processes personal data in accordance with applicable laws and industry best practices, including:

  • Bank Secrecy Act (BSA) principles
  • Anti-Money Laundering (AML) frameworks
  • OFAC sanctions awareness requirements
  • Gramm-Leach-Bliley Act (GLBA) principles
  • Applicable U.S. state privacy laws

This Privacy Policy applies to users of our Services and visitors to our website.

2. Identity Verification (CIP Notice)

To support compliance standards and assist licensed partners in meeting regulatory obligations, identity verification may be required in certain engagements.

We or our service providers may collect:

  • Full legal name
  • Residential address
  • Date of birth
  • Government-issued identification

Identity verification may be performed through third-party providers, including biometric verification technologies (e.g., Veriff or similar providers).

3. Categories of Personal Information

We collect only information that is necessary to provide our services and support compliance-related processes.

3.1 Identifiers

  • Name
  • Date of birth
  • Email and phone number
  • Address
  • Government-issued ID

3.2 Financial and Transaction-Related Information (if applicable)

  • Bank account details (where voluntarily provided)
  • Payment-related information
  • Wallet addresses
  • Transaction-related context (for advisory purposes)

3.3 Business Information

  • Company name
  • Ownership structure
  • Corporate documentation

3.4 Technical and Usage Data

  • IP address
  • Device information
  • Browser type
  • Log and usage data

3.5 Sensitive Personal Information

  • Government identifiers
  • Financial-related data
  • Biometric data (via third-party providers)

Sensitive data is processed only where necessary for legitimate business, compliance support, or security purposes.

4. Sources of Information

We collect information from:

  • You directly
  • Third-party identity verification providers
  • Compliance and sanctions screening providers
  • Publicly available databases
  • Financial institutions or partners (where applicable)

5. Purposes of Processing

We process personal data for the following purposes:

  • Providing advisory and consulting services
  • Supporting identity verification (KYC / CIP readiness)
  • Assisting with compliance and risk assessment processes
  • Fraud detection and risk awareness
  • Legal and regulatory compliance support
  • Customer support and communications
  • Internal operations and system security

We do not process personal data for unrelated or excessive purposes.

6. Automated Processing and Risk Assessment

We may use automated tools to:

  • Identify potential risk indicators
  • Support compliance-related analysis
  • Detect unusual patterns

These tools are used to support decision-making and do not independently determine outcomes without appropriate review where applicable.

7. Data Sharing and Disclosure

7.1 Service Providers

We may share data with third-party vendors supporting:

  • Identity verification
  • Compliance and risk monitoring
  • Infrastructure and IT services

7.2 Regulatory Disclosure

We may disclose information to:

  • Regulatory authorities
  • Law enforcement agencies
  • Government bodies

when required by applicable law.

7.3 Business Transfers

In connection with mergers, acquisitions, or corporate restructuring.

7.4 Affiliates

We may share data with affiliated entities for operational purposes.

7.5 No Sale of Data

We do not sell personal information.

8. Biometric Data

Where identity verification is required, biometric data may be processed by third-party providers.

  • Used strictly for identity verification purposes
  • Not sold or monetized by SkyFini
  • Shared only with authorized verification providers
  • Retained only as necessary for compliance and security purposes

9. Data Retention

We retain personal information:

  • As required by applicable laws and compliance standards
  • As necessary for operational and contractual purposes

Where possible, data is securely deleted or anonymized when no longer required.

10. Data Security

We implement safeguards including:

  • Encryption
  • Access controls
  • Monitoring systems
  • Internal security procedures

Despite these measures, no system can be guaranteed to be completely secure.

11. Cookies and Tracking

We use cookies and similar technologies to:

  • Maintain website functionality
  • Improve performance
  • Enhance security

Users may manage cookie preferences through their browser settings.

12. International Data Transfers

Personal data may be processed in jurisdictions outside your state or country of residence.

We take appropriate measures to ensure such data is protected in accordance with applicable laws.

13. Your Privacy Rights

Depending on your jurisdiction, you may have the right to:

  • Access your personal data
  • Correct inaccuracies
  • Request deletion (subject to legal obligations)
  • Request data portability

To exercise your rights, please contact: contact@skyfini.com

14. U.S. State Privacy Rights

Residents of certain U.S. states may have additional rights, including:

  • Right to access
  • Right to delete
  • Right to correct
  • Right to opt out of certain data processing

These rights vary depending on your state of residence.

15. GLBA Notice

SkyFini Inc. operates as an advisory and infrastructure support provider.

We may collect and use personal information for business purposes such as:

  • Supporting client engagements
  • Facilitating communication
  • Assisting with compliance-related processes

We do not share personal information with non-affiliated third parties for marketing purposes.

16. Children’s Privacy

Our Services are not intended for individuals under the age of 18.

We do not knowingly collect personal data from minors.

17. Changes to This Policy

We may update this Privacy Policy from time to time.

Updates will be posted on this page with a revised effective date.

18. Contact Information

SkyFini Inc.

19790 W Dixie Hwy, Unit 1007, Miami, FL 33180

Email: contact@skyfini.com

Phone: +1 (850) 305-7171

Effective Date: April 24, 2026